E2E Encrypted Chat

Messages encrypted via XMTP — only you and recipient can read

Send Crypto in Chat

Send ETH or USDC directly inside any conversation

Crypto Invoices

Create shareable payment invoices — collect crypto like a pro

Recurring Payments

Automate rent, salary, or subscriptions on-chain

Bill Splitting

Split dinner or trips with friends — pay with one tap in chat

Aave Yield 2.4%

Earn interest on USDC via Aave DeFi protocol

Token Swap

Swap ETH ↔ USDC via 1inch at best rates

DCA Auto-Buy

Auto-invest daily, weekly or monthly automatically

Price Alerts

Get notified when ETH or BTC hits your target price

@Username

Set a @handle — share krypt.app/pay/yourname